You locked in a 3% or 4% mortgage and now you want to move, but giving up that rate feels impossible. Here’s the honest math on selling with a low rate in Indiana, why your equity matters more than the number, and the tools that soften the jump.

Appraisal gap coverage is your written promise to pay part or all of the difference in cash if a home appraises below your offer. It’s a strong tool in a bidding war, but a real cash commitment. Here’s how it works in Indiana, whether the 2026 market calls for it, and how to cap it…

You checked your Zestimate and started doing the math, but that number is shakier than it looks. For a home that isn’t listed yet, the Zillow Zestimate is off by about 7 percent on average, which can be $25,000 or more on a Hendricks County home. Here’s how much to trust it, why it misses,…